It has been a bit of a rollercoaster for the last 18 months, we have been trying to find a home, for various reasons we thought we would rent rather than buy. What a headache it is proving to be!
I have discovered that despite being willing to pay quite a considerable sum each month, perspective tenants are treated with distain.
Here is the following list of excuses so far before we are even allowed a viewing,
My elderly dog will wreck their beautiful home and pee all over the place. (He has never disgraced himself)
My elderly dog will viciously attack the owner’s lovely little dog, and she cannot stand the trauma. So she refuses to allow perspective tenants the same joys of dog owning she enjoys herself.
We were strung along for over two months, while the agent requested to know more about our finances than a tax inspector. Form filling, followed by more form filling, followed by more questions. Oddly enough we were expected to trawl through several years of accounts working to tight deadlines – only to be left hanging for weeks while the owner ‘decided’. They told us there were two people in the running, more questions, more waiting around for an answer. Then we were told no. So we organised more viewings only for them to return a week later with more questions. After a further two weeks we eventually phoned the Agent. They had gone with the other couple – the reason they came back to us with questions is because the ‘other couple’ they had chosen kept on failing their financial references. It was cold comfort to be told that our references were absolutely fine. The agent was simply using us to make it look as if they were doing a great job and the owners had chosen people who failed their financial referencing three times… good luck with that.
There is no redress, Agents tell you what they think you need to hear, to keep you dangling along. We are now going through the process for the 9th time – and despite a huge cash holding fee paid, yet more referencing and account details, contracts being drawn up and ready to sign the owner has had another couple put in an offer and wants to consider it. All we can do is sit back and wait, (yes that is me smiling through gritted teeth!)
I have found that something that should be a joyful adventure has been an absolute lesson in detachment. There was the property where we got so far as having the key, when the owner woke up two days later and ‘changed his mind’ for no good reason other than ‘having a feeling’
I understand that renting a property has its risks, but we have often provided more information that would be necessary to obtain a mortgage and yet we are still judged and treated with scorn.
If you rent you are expected to move in within two weeks, there is no concept that we are a customer, the deadlines are tight. One agent showed us a property and we told her we were going away for a long weekend and would be in touch after that. We received a text from her the first morning of our break, ‘pay your holding fee in the next hour otherwise I am showing three people round this afternoon’ She ruined our weekend away, we had to find a bank and organise a transfer, to hold the property for us while the paperwork went through. Oddly enough despite paying nearly £500 when there was a delay on our side, she informed us that another person had looked at it that afternoon and was moving in the next day. all because we asked to delay for a week.
So I have learned to let go of the hopes and dreams you have about having our own home, and simply get on with other things. Thankfully I am going through a busy period with work.
One of the things that helps is the little boards of inspiration I make now and then, cuttings from magazines that make me feel uplifted when I see them.